Working paper series

The CRBF Working Paper Series is provided by the Centre for Responsible Banking and Finance (CRBF) of the University of St Andrews School of Management as part of its engagement and dissemination strategy. The aim of the series is to stimulate discussion and contribute to the advancement of our knowledge in the areas covered in the research agenda of the CRBF.

All working papers in the series have been approved by a group member to ensure an appropriate quality. Find the full catalogue of the series below.

For additional information, please contact:
Series Editor Linh H Nguyen at [email protected].

Fourth Quarter | 2024

24-025Christian Bittner, Falko Fecht, Melissa Pala, and Farzad SaidiStrategic Communication among Banks
24-026Amanda Rae Heitz and John KandracHeterogeneous Competition in Banking: Evidence from Multiple Loan and Deposit Products

Third Quarter | 2024

24-017Douglas Cumming, Yuan Li, and Yimeng YuStock Market Manipulation and Corporate Venture Capital Investments
24-018Douglas Cumming, Armin Schwienbacher, and Yelin ZhangThe Performance Puzzle in Venture Capital and Private Equity Style Drifts
24-019Vu Quang Trinh, Hai Hong Trinh, Tam Huy Nguyen, and Giang PhungEco-innovation and Corporate Cost of Debt: A Cross-Country Evidence
24-020Melina Ludolph, Lena Tonzer, and Lars BrausewetterDistributional Income Effects of Banking Regulation in Europe
24-021Ray Charles 'Chuck' Howard, David J. Hardisty, Dale W. Griffin, and Chongbo 'Zack' WangIncome prediction bias in the gig economy
24-022Oliver Janke and Gregor WeißGreen capital requirements, ESG rating uncertainty, and greenwashing
24-023Oguzhan Cepni, Selçuk Gül, Abdullah Kazdal, and Muhammed Hasan YılmazEnergy Supply and Industrial Outcomes: A Quasi-Experimental Evidence from Recent Natural Gas Outage
24-024Arito Ono, Kosuke Aoki, Shinichi Nishioka, Kohei Shintani, and Yosuke YasuiLong-term Interest Rates and Bank Loan Supply: Evidence from Firm-bank Loan-level Data

Second Quarter | 2024

24-007Stefano Colonnello and Mariela Dal BorgoRaising Household Leverage: Evidence from Co-Financed Mortgages
24-008Sonny Biswas, Kostas Koufopoulos and Anjan ThakorCan Information Imprecision Be Valuable? The Case Of Credit Ratings
24-009Yuji Honjo, Arito Ono and Daisuke TsurutaThe effect of physical collateral and personal guarantees on business startups
24-010Parinitha (Pari) Sastry, David Marques-Ibanez and Emil VernerBusiness as Usual: Bank Climate Commitments, Lending, and Engagement
24-011Giuseppe Cappelletti, David Marques-Ibanez, Alessio Reghezza, and Carmelo SalleoAs Interest Rates Surge: From Funding to Lending
24-012Lora Dimitrova and Margaret FongExecutive Visibility in SPACs: A Worthwhile Investment or a Futile Pursuit?
24-013Marta Degl’Innocentia, Marco Frigeriob, and Si ZhouThe Fear Factor: How Mafia Influences Firms’ Performance
24-014Nodirbek Karimov, Alper Kara, Gareth Downing, and David Marques-IbanezThe Impact of Regulatory Changes on Rating Shopping and Rating Catering Behaviour in the European Securitisation Market
24-015Douglas Cumming, Shan Ji, and Monika TarsalewskaMarket Manipulation and ESG Incidents
24-016Douglas J. Cumming, Sofia Johan, and Robert S. ReardonGovernance and Success in US Securities-Based Crowdfunding

First Quarter | 2024

24-001José M. Liñares-Zegarra, John O.S. WilsonAccess to Finance for UK Social Enterprises
24-002Qiao Peng, Donal McKillop, Barry Quinn, Kailong LiuModelling and Predicting Failure in US Credit Unions
24-003Panagiota Papadimitri and Ansgar WohlschlegelInformational Lobbying and Regulatory Enforcement: Theory and Application
24-004Sapnoti K. Eswar, Michael F. Ferguson, Jayoung YoonThe Second Mover Advantage: R&D and Absorptive Capacity
24-005Pejman Abedifar, Hossein Doustali and Steven OngenaMarketplace Lending: A Resilient Alternative in the Face of Natural Disasters?
24-006Angela Gallo and Min ParkFinancing Green Transition

Fourth Quarter | 2023
23-016Ivan Lim, Duc Duy Nguyen, Linh Nguyen, John O.S. WilsonProximity to Bank Headquarters and Branch Efficiency: Evidence from Mortgage Lending
23-017Alfred Duncan, Charles NolanAdam Smith and the Bankers: Retrospect and Prospect
23-018Ahmed Aboud, Niccolò Nirino, Giota PapadimitriTax avoidance and Sustainable Development Goal disclosure: A cross country analysis
23-019Oğuzhan Çepni, Ahmet Şensoy, Muhammed Hasan YılmazClimate Change Exposure and Cost of Equity
23-020José M. Liñares-Zegarra, John O.S. WilsonThe Impact of Brexit on the Internationalisation, Innovation and Turnover of UK SMEs: Implications for the UK’s Industrial Strategy and the 'Levelling Up' Agenda

Third Quarter | 2023
23-011Kais Bouslah, Qian Li, Asma MobarekBoard Gender Diversity and the Social Performance of Microfinance Institutions
23-012Dimitris K. Chronopoulos, Linh Nguyen, Lemonia M. Rempoutsika, John O.S. WilsonDeposit Insurance and Credit Union Earnings Opacity
23-013Panayiotis C. Andreou, Neophytos Lambertides, Lenos Trigeorgis, Ruslan TuneshevCustomer Orientation, Stock Resilience and Firm Performance During Adversity Periods
23-014Isaac Swensen and Carly UrbanLiterature Review on the Effect of Physical and Mental Health on Financial Well-Being
23-015Jeremy Burke, J. Michael Collins, Carly UrbanDoes State-mandated Financial Education Affect Financial Well-being?

Second Quarter | 2023
23-006Edoardo Lanciano, Daniele Previati, Ornella Ricci, F. Saverio Stentella LopesGender Differences and Measurement Error in Financial Literacy
23-007Vasiliki A. Tzora, Nikolaos D. Philippas, Georgios A. PanosThe Financial Capability of the Youth in Greece
23-008Jonathan Brogaard, Nhan Le, Duc Duy Nguyen, Vathunyoo SilaDoes Shareholder Litigation Risk Cause Public Firms to Delist? Evidence from Securities Class Action Lawsuits
23-009Jens Hagendorff, Duc Duy Nguyen, Vathunyoo SilaDoes Marriage Equality Promote Credit Access? Evidence from Same-sex Marriage Laws
23-010José M. Liñares-Zegarra and John O.S. WilsonNavigating Uncertainty: The Resilience of Third Sector Organisations and Socially- oriented SMEs during the COVID-19 Pandemic

First Quarter | 2023
23-001Thomas R. Berry-Stolzle, Philipp Scharner, Gregor WeißInsurers' Climate Change Risk Management Quality and Natural Disasters
23-002Aleksandr Kazakov, Michael Koetter, Mirko Titze, Lena TonzerFirm Subsidies, Financial Intermediation, and Bank Stability
23-003Neil M. Kellard, Yousef Makhlouf, Anna Sarkisyan, Dmitri V. VinogradovWomen's empowerment and child mortality
23-004Berat Bayram, Mustafa Çelik, Abdullah Kazdal, Yavuz Kılıç, Faruk Yücel Özcan, Muhammed Hasan YılmazCapital Market Discipline and Bank Credit Risk: The Role of Bank Ownership Structure
23-005Ross Brown and Augusto RochaWhere Do You See Yourself in Four Years Time? Exploring the Workforce Landscape and Labour Market Dynamics within Entrepreneurial Ecosystems

Fourth Quarter | 2022
22-012Pejman Abedifar, Seyed Javad Kashizadeh, Steven OngenaFlood, Farms and Credit: How Bank Ties Keep Farmers, Young and Female, above Water
22-013Lora Dimitrova and Sapnoti K. EswarCapital Gains Tax, Venture Capital and Innovation in Start-ups
22-014Caglayan Aslan, Erdem Bulut, Oguzhan Cepni, Muhammed Hasan YilmazDoes Climate Change Affect Bank Lending Behavior?
22-015Thomas Gehrig, Maria Chiara Iannino, Stephan UngerSocial Responsibility and Bank Resiliency
22-016Elena Beccalli, Ludovico Rossi, Andrea ViolaNetwork vs Integrated Organisational Structure of Cooperative Banks: Evidence on the Italian Reform
22-017José M. Liñares-Zegarra and John O.S. WilsonGender, Ethnicity, and Access to Finance: Evidence for UK Social Enterprises
22-018Dimitris Andriosopoulos, Pawel Czarnowski, Andrew MarshallDoes Green Innovation Increase Shareholder Wealth?
22-019Chrysovalantis Gaganis, Panagiota Papadimitri, Fotios Pasiouras, Menelaos TasiouCultural Diversity in New Venture Founding Teams: Does It Matter for Accelerators' Selection Decisions?
22-020Ivan Lim, Duc Duy Nguyen, Linh NguyenRegulatory Spillovers in Local Mortgage Markets

Third Quarter | 2022
22-008Dimitris K. Chronopoulos, Edie Erman Che Johari, Anna L. Sobiech, John O.S. WilsonPayouts and Future Bank Profitability: The Role of Capital Distribution Plans
22-009Diana Bonfim, Cláudia Custódio, Clara RaposoSupporting small firms through recessions and recoveries
22-010José M. Liñares-Zegarra and John O.S. WilsonSMEs as Social Enterprises: Regional Disparities, Access to Finance, Strategic Intentions, and the COVID-19 Pandemic
22-011Dimitris K. Chronopoulos, John O.S. Wilson, Muhammed H. YilmazStakeholder Orientation and Bank Payout Policy: Evidence from US Constituency Statutes

Second Quarter | 2022
22-003Dimitris Andriosopoulos and Sheikh Tanzila DeeptyESG reputation and Risk-Shifting Incentives
22-004Adnan Balloch, Christian Engels, Dennis PhilipWhen It Rains It Drains: Psychological Distress and Household Net Worth
22-005Dimitris K. Chronopoulos, John O.S. Wilson, Muhammed H. YilmazRegulatory Oversight and Bank Risk
22-006Ozlem Akin and S. Mehmet OzsoyPolitical Liquidity Creation: Electoral Cycles and State-Owned Banks
22-007Foly Ananou, Dimitris Chronopoulos, Amine Tarazi, John O.S. WilsonLiquidity Regulation and Bank Risk

First Quarter | 2022

22-001Jun Duanmua, Hong Liu, Garrett A. McBrayer, Tuyet Nhung VuBank Holding Company Credit Rating Upgrade and Subsidiary Bank Mortgage Lending
22-002Ross Brown, Suzanne Mawson, Augusto Rocha, Alex RoweLooking Inside the 'black box' of a Digital Fintech: An Ethnographically Informed Conceptualisation of Firm Scaling

Fourth Quarter | 2021

21-013Simon Fritzsch, Maike Timphus, Gregor WeißMarginals versus Copulas: Which Account for More Model Risk in Multivariate Risk Forecasting?
21-014Giovanni Cerulli, Franco Fiordelisi, David Marques-IbanezThe Burden of Bank Supervision
21-015Dimitris K. Chronopoulos, Lemonia M. Rempoutsika, John O.S. WilsonAudit Committee Oversight and Bank Financial Reporting Quality
21-016Duc Duy Nguyen, Steven Ongena, Shusen Qi, Vathunyoo SilaClimate Change Risk and the Cost of Mortgage Credit

Third Quarter | 2021

21-009Alessio Reghezza, Yener Altunbas, David Marques-Ibanez, Costanza Rodriguez d'Acri, Martina SpaggiariDo Banks Fuel Climate Change?
21-010Hiep N. Luu, Linh H. Nguyen, John O.S. WilsonOrganizational Culture, Competition and Bank Loan Loss Provisions
21-011Nhan Le, Duc Duy Nguyen, Vathunyoo SilaDoes Shareholder Litigation Affect the Corporate Information Environment?
21-012Simon Fritzsch, Felix Irresberger, Gregor WeißCross-Section of Option Returns and the Volatility Risk Premium

Second Quarter | 2021

21-005Marcel Lukas and Ray Charles "Chuck" HowardThe Influence of Budgets on Consumer Spending
21-006Michael Koetter, Thomas Krause, Eleonora Sfrappini, Lena TonzerCompleting the European Banking Union: Capital Cost Consequences for Credit Providers and Corporate Borrowers
21-007Linh H. Nguyen, John O.S. Wilson, Tuan Q. Le, Hiep N. Luu, Vinh X. Vo, Tram-Anh NguyenDeposit Insurance and Credit Union Lending
21-008Dolores Gutiérrez-Mora and Daniel Oto-PeralíasGendered Cities: Studying Urban Gender Bias through Street Names

First Quarter | 2021

21-001I-Ju Chen, Iftekhar Hasan, Chih-Yung Lin, Tra Ngoc Vy NguyenDo Banks Value Borrowers' Environmental Record? Evidence from Financial Contracts
21-002Manthos D. Delis, Iftekhar Hasan, Maria Iosifidi, Steven OngenaGender, Credit, and Firm Outcomes
21-003Javier Gomez-Biscarri, Germán López-Espinosa, Andrés Mesa ToroDrivers of Depositor Discipline in Credit Unions
21-004Ross Brown and Marc CowlingThe Geographical Impact of the Covid-19 Crisis for Firms and Jobs: Evidence from the 100 Largest Cities and Towns of the UK

Fourth Quarter | 2020

20-015Javier Gomez Biscarri, Germán López-Espinosa, Andrés Mesa ToroRemuneration as a Motivation of Earnings Management in Credit Unions
20-016Iftekhar Hasan, Qing He, Haitian LuSocial Capital, Trusting, and Trustworthiness: Evidence from Peer-to-peer Lending
20-017Bill Francis, Iftekhar Hasan, Yinjie (Victor) Shen, Qiang WuDo Activist Hedge Funds Target Female CEOs? The Role of CEO Gender in Hedge Fund Activism
20-018Angelos Kanas and Philip MolyneuxSystemic Risk and CO2 Emissions in the US

Third Quarter | 2020

20-012Dimitris K. Chronopoulos, Marcel Lukas, John O.S. WilsonConsumer Spending Responses to the COVID-19 Pandemic: An Assessment of Great Britain
20-013Ivan Lim and Duc Duy NguyenHometown Lending
20-014Ross Brown, Jose M. Liñares-Zegarra, John O.S. WilsonInnovation and Borrower Discouragement in SMEs

Second Quarter | 2020

20-006Marc Cowling, Ross Brown, Neil LeeThe Geography of Business Angel Investments in the UK: Does Local Bias (Still) Matter?
20-007Foly Ananou, Amine Tarazi, John O.S. WilsonLiquidity Regulation and Bank Lending
20-008Ross Brown and Augusto RochaEntrepreneurial Uncertainty during the Covid-19 Crisis: Mapping the Temporal Dynamics of Entrepreneurial Finance
20-009Ross Brown, Ronald V. Kalafsky, Suzanne Mawson, Lori DavisShocks, Uncertainty and Regional Resilience: The Case of Brexit and Scottish SMEs
20-010Dimitris Andriosopoulos and Sheikh Tanzila DeeptyCan Social Capital and Reputation Mitigate Political and Industry-wide Risk?

First Quarter | 2020

20-001Mais Sha'ban, Claudia Girardone, Anna SarkisyanCross-Country Variation in Financial Inclusion: A Global Perspective
20-002Georgios A. Panos and Tatja KarkkainenFinancial Literacy and Attitudes to Cryptocurrencies
20-003Ross Brown, Augusto Rocha, Suzanne MawsonCapturing Conversations in Entrepreneurial Ecosystems
20-004Dimitris K. Chronopoulos, Anna L. Sobiech, John O.S. WilsonSocial Capital and the Business Models of Financial Cooperatives: Evidence from Japanese Shinkin Banks
20-005Donal McKillop, Declan French, Barry Quinn, Anna L. Sobiech, John O.S. WilsonCooperative Financial Institutions: A Review of the Literature

Fourth Quarter | 2019

19-016Christian Engels, Kamlesh Kumar, Dennis PhilipFinancial Literacy and Fraud Detection
19-017Santiago Carbó-Valverde, Pedro J. Cuadros-Solas, Francisco Rodríguez-FernándezA machine learning approach to the digitalisation of bank customers: evidence from random and causal forests
19-018Robert DeYoung, John Goddard, Donal G. McKillop, John O.S. WilsonWho Consumes the Credit Union Tax Subsidy?
19-019Dimitris K. Chronopoulos, George Dotsis, Nikolaos T. MilonasInternational Evidence on the Determinants of Banks' Home Sovereign Bond Holdings
19-020Ross BrownMission-Oriented or Mission Adrift? A Critique of Plans for a Mission-Oriented Scottish National Investment Bank

Third Quarter | 2019

19-011Hao Peng, Hong Liu, Yuxiang JiangWhy Do Member Firms Hold More Cash When They Have Access to the Business Group's Finance Company? Empirical Evidence of Tunneling from China
19-012Declan French, Donal McKillop, Elaine StewartThe Effectiveness of Smart Phone Apps in Improving Financial Capability
19-013J. Michael Collins and Carly UrbanUnderstanding Financial Well-being Over the Lifecourse: An Exploration of Measures
19-014Tatiana Damjanovic, Vladislav Damjanovic, Charles NolanDefault, Bailouts and the Vertical Structure of Financial Intermediaries
19-015Franco Fiordelisi, Ornella Ricci, Francesco Saverio Stentella LopesCorporate Culture and Merger Success

Second Quarter | 2019

19-006Jens Hagendorff, Sonya S Lim, and Duc Duy (Louis) NguyenTrust and Bank Loan Contracts
19-007Ettore Croci, Marta Degl’Innocenti, and Si ZhouSupply Chain Relationships and Syndicate Loan Structure
19-008Javier Gomez-Biscarri, Germán López-Espinosa, Andrés Mesa ToroCobbler, Stick to Thy Last: the Disciplining of Business Loans in Credit Unions
19-009Abdelmajid Hmaittane, Mohamed Mnasri, Kais Bouslah, Bouchra M’ZaliThe Impact of Lender Social Responsibility on the Link between Borrower Social Responsibility and the Cost of Bank Loans
19-010Tatiana Damjanovic, Vladislav Damjanovic, Charles NolanLiquidity Risk, Credit Risk and the Money Multiplier

First Quarter | 2019

19-001Ross Brown and Suzanne MawsonEntrepreneurial Ecosystems: A Critique of the Latest Industrial Policy Blockbuster
19-002Yousef Makhlouf, Neil Kellard, and Dmitri VinogradovFinance-Inequality Nexus: the Long and the Short of It
19-003Mushtaq Hussain Khan, Ahmad Fraz, Arshad Hassan, and Pejman AbedifarBoard Gender Diversity, Risk-taking and Performance: Evidence from Dual Banking Systems
19-004Pejman Abedifar, Kais Bouslah, Shatha Qamhieh Hashem, and Liang SongHow Informative Are Stock Prices of Islamic Banks?
19-005Pejman Abedifar, Ming Li, Dean Johnson, Liang SongAccounting Regulations, Enforcement and Stock Price Crash Risk: Global Evidence in the Banking Industry

Fourth Quarter | 2018

18-015Daniel Oto-PeralíasFrontiers, Warfare and the Economic Geography of Countries: The Case of Spain
18-016Ross Brown, Jose Liñares-Zegarra, and John O.S. WilsonThe (Potential) Impact of Brexit on UK SMEs: Regional Evidence and Public Policy Implications
18-017Oleksandr Talavera, Shuxing Yin, and Mao ZhangTournament incentives, age diversity and firm performance: Evidence from China
18-018Thomas Gehrig and Maria Chiara IanninoDid the Basel Process of Capital Regulation Enhance the Resiliency of European Banks?
18-019Barbara Casu, Filippo di Pietro, and Antonio Trujillo-PonceLiquidity Creation and Bank Capital
18-020Stefano Colonnello, Michael Koetter, and Konstantin WagnerEffectiveness and (In)Efficiencies of Compensation Regulation: Evidence from the EU Banker Bonus Cap

Third Quarter | 2018

18-011Duc Duy Nguyen, Linh Nguyen, and Vathunyoo SilaDoes Corporate Culture Affect Bank Risk-Taking? Evidence from Loan-Level Data
18-012Dimitris K. Chronopoulos, Anna L. Sobiech, and John O.S. WilsonThe Australian Bank Levy: Do Shareholders Pay?
18-013Neil Lee and Raffaella CalabreseDoes local bank structure influence access to finance? Evidence from online mapping
18-014Solomon Y. Deku, Alper Kara, and David Marques-IbanezDo Reputable Issuers Provide Better-Quality Securitisations?

Second Quarter | 2018

18-006Alfred Duncan and Charles NolanReform of the UK Financial Policy Committee
18-007Thomas Conlon, John Cotter, and Philip MolyneuxBeyond Common Equity: The Influence of Secondary Capital on Bank Insolvency Risk
18-008Yousef Makhlouf, Neil M. Kellard, and Dmitri VinogradovWhat Moves Commodity Terms-of-Trade? Evidence from 72 Countries
18-009Ross Brown, Jose Liñares Zegarra, and John O.S. WilsonWhat Happens if the Rules Change? The Impact of Brexit on the Future Strategic Intentions of UK SMEs
18-010Solomon Y. Deku, Alper Kara, and David Marques-IbanezTrustee Reputation in Securitization: When Does It Matter?

First Quarter | 2018

18-001Sanjay Banerji, Dimitris K. Chronopoulos, Anna L. Sobiech and John O.S. WilsonTaxation and Financial Intermediation: Evidence from a Quasi-Natural Experiment
18-002Ross BrownIs the St Andrews Bubble About to Burst? Assessing the Economic and Social Impact of Studentification and HMO Policy in a Small University Town
18-003Neil Lee and Davide LucaThe big-city bias in access to finance: Evidence from firm perceptions in almost 100 countries
18-004Dimitris K. Chronopoulos, Sotiris Kampanelis, Daniel Oto-Peralías, and John O.S. WilsonSpreading civilisations: Ancient colonialism and economic development along the Mediterranean
18-005F. Arnaboldi, B. Casu, E. Kalotychou, and A. SarkisyanThe performance effects of board heterogeneity: What works for EU banks?

Fourth Quarter | 2017

17-012Rónán Gallagher and Barry QuinnRegulatory Own Goals: The Unintended Consequences of Financial Regulation in Professional Football
17-013Yaoyao Fan, Kose John, Frank Hong Liu and Luqyan TamanThe Financial and Social Performance of Islamic Microfinance Institutions: A Cross-Country Study
17-014Arjan Trinks, Gbenga Ibikunle, Machiel Mulder, Bert ScholtensGreenhouse Gas Emissions Intensity and the Cost of Capital

Third Quarter | 2017

17-009Pejman Abedifar, Paolo Giudici and Shatha HashemHeterogeneous market structure and systemic risk: evidence from dual banking systems
17-010Ross Brown and Colin MasonLooking inside the spiky bits: a critical review and conceptualisation of entrepreneurial ecosystems
17-011Ahmed Marhfor, Kais Bouslah and Bouchra M'ZaliCorporate social responsibility and stock price informativeness: evidence from the Canadian market

Second Quarter | 2017

17-005Jose Liñares-Zegarra and John O.S. WilsonFuture issues in unsecured consumer debt
17-006Ross Brown and Neil LeeThe future of funding for small and medium-sized enterprises in the UK
17-007Dimitris Chronopoulos, Anna Lucia Sobiech, and John O. S. WilsonFuture issues in bank taxation
17-008Alberto Montagnoli, Mirko Moro, Georgios A. Panos, and Robert E. WrightFinancial literacy and attitudes to redistribution

First Quarter | 2017

17-001Alberto Montagnoli, Mirko Moro, Georgios A. Panos, and Robert E. WrightFinancial literacy and political orientation in Great Britain
17-002Moritz Wiesel, Kristian Ove R. Myrseth, and Bert ScholtensSocial preferences and socially responsible investing: a survey of US investors
17-003Marika Carboni and Franco FiordelisiEndogenous political connections
17-004Ross Brown, Jose Liñares-Zegarra, and John O.S. WilsonSticking it on plastic: the spatial dynamics of credit card finance in UK small and medium sized enterprises

Fourth Quarter | 2016

16-012Suzanne Mawson and Ross BrownMergers and acquisitions, open innovation and UK high growth SMEs
16-013Daniel Oto-PeralíasWhat do street names tell us? The 'city-text' as socio-cultural data

Third Quarter | 2016

16-009Elena Beccalli, Laura Chiaramonte and Ettore CrociWhy do banks hold excess cash?
16-010Chi-HSiou D. Hung, Yuxiang Jiang and Hong LiuCompetition or manipulation? an empirical evidence from natural experiments on the earnings persistence of US banks
16-011Jimmy Chen and Bert ScholtensFinancial performance, costs, and active management of US socially responsible investment funds

Second Quarter | 2016

16-006Linh H. Nguyen and John O.S. WilsonHow does bank lending react to a catastrophic weather event? Evidence from the Indian Ocean tsunami
16-007Ivan Lim, Jens Hagendorff and Seth ArmitageRegulatory connections and public subsidies: evidence from the banking industry
16-008Rawley Z. Heimer, Kristian Ove R. Myrseth, and Raphael S. SchoenleYOLO: Mortality beliefs and household finance puzzles

First Quarter | 2016

16-001Ross Brown, Suzanne Mawson and Alexander RoweNetworking with the Crowd: Start-Ups, Networks and Equity Crowdfunding
16-002Pejman AbedifarThe Doctrine of Riba in the Contemporary World: Is Islamic Finance the Answer?
16-003Daniel Oto-Peralías and Diego Romero-ÁvilaHistorical Frontiers and the Rise of Inequality: The Case of the Frontier of Granada
16-004Frank Hong Liu, Lars Norden and Fabrizio SpargoliWhy banks want to be complex
16-005Dimitris K. Chronopoulos, David G. McMillan, Fotios I. Papadimitriou, Manouchehr TavakoliInsider trading and future stock returns in firms with concentrated ownership levels

Fourth Quarter | 2015

15-010Rym Ayadi, Sami Ben Naceur, Barbara Casu and Barry QuinnRegulatory Compliance and Bank Performance
15-011Neil Lee and Ross BrownThin Markets and Innovative SMEs: the Demand and Supply of Bank Funding in UK Peripheral Regions
15-012John Forker, Barry Reilly and Anne Marie WardDoes Board Gender Leadership Matter in Participatory Community Based Organisations?
15-013Pejman Abedifar, Iftekhar Hasan, Amine TaraziFinance-Growth Nexus and Dual-Banking Systems: Relative Importance of Islamic Banks

Third Quarter | 2015

15-006Ross Brown and Suzanne MawsonTargeted Support for High Growth Firms: Theoretical Constraints, Unintended Consequences and Future Policy Challenges
15-007Declan French and Donal McKillopThe Impact of Household Overindebtedness on Physical and Mental Health
15-008Pejman Abedifar, Shahid Ebrahim, Philip Molyneux and Amine TaraziIslamic Banking and Finance: Recent Empirical Literature and Directions for Future Research
15-009Ross Brown, Suzanne Mawson, Alexander Rowe and Colin MasonHarnessing the Crowd: The Demand-Side Dynamics of Equity Crowdfunding in Nascent Entrepreneurial Ventures

Second Quarter | 2015

15-004Dimitris K. Chronopoulos, Claudia Girardone and John C. NankervisDouble Bootstrap Confidence Intervals in the Two-Stage DEA Approach
15-005John K. Ashton and Robert S. HudsonThe Price, Quality and Distribution of Mortgage Payment Protection Insurance: A Hedonic Pricing Approach

First Quarter | 2015

15-001Ross Brown and Neil LeeCredit Where It's Due? Access to Finance for High–Growth SMEs in the UK
15-002Pejman Abedifar, Philip Molyneux and Amine TaraziNon-interest income activities and bank lending
15-003Donal G. McKillop and John O.S. WilsonCredit Where It's Due? Access to Finance for High–Growth SMEs in the UK

Fourth Quarter | 2014

14-012Declan French and Donal McKillopFinancial Literacy and Over-Indebtedness in Low-Income Households
14-013Elena Beccalli, Saverio Bozzolan, Enrico Laghi and Marco MatteiQualitative Un-Verifiable Disclosures to Inform or Mislead: Insights from Insider Trading Activity

Third Quarter | 2014

14-010Philip Molyneux, Linh H. Nguyen, Xiaoxiang ZhangExecutive Compensation, Board Independence and Bank Efficiency in China: The Effects of the Financial Crisis
14-011Walter Briec, Laurence LasselleOn Farrell Technical Efficiencies in Simple Solow Models – A Luenberger-type Approach

Second Quarter | 2014

14-004Mohammed Amidu and John O.S. WilsonCompetition in African Banking: Do Globalization and Institutional Quality Matter?
14-005Barbara Casu, Alessandra Ferrari, Claudia Girardone and John O.S. WilsonIntegration, Productivity and Technological Spillovers: Evidence for Eurozone Banking Industries
14-006John Goddard, Hong Liu and John O.S. WilsonEntry, Exit and Growth of US Commercial Banks
14-007John K. Ashton and Andros GregoriouThe Role of Implicit Costs and Product Quality in Determining the Customer Costs of Using Personal Current Accounts
14-008Charles M. Kahn and José M. Liñares-ZegarraIdentity Theft and Consumer Payment Choice: Does Security Really Matter?
14-009Maya Clayton, José Liñares-Zegarra and John O. S. WilsonCan Debt Affect Your Health? Cross Country Evidence on the Debt-Health Nexus

First Quarter | 2014

14-001Duc Duy (Louis) Nguyen, Jens Hagendorff, and Arman EshraghiThe Value of Executive Heterogeneity in Banking: Evidence from Appointment Announcements
14-002Donal G. McKillop and John O.S. WilsonRecent Developments in the Credit Union Movement
14-003Santiago Carbó-Valverde, José Manuel Mansilla-Fernández and Francisco Rodríguez- FernándezThe Effects of Bank Market Power in Short-Term and Long-Term Firm Investment

Fourth Quarter | 2013

13-010Andreas G. F. Hoepner, Michael Rezec and Sebastian SieglDoes pension funds' fiduciary duty prohibit the integration of environmental responsibility criteria in investment processes? A realistic prudent investment test
13-011Choudhry Tanveer Shehzad and Bert ScholtensThe Impact of the Organization of Bank Supervision on Banks' Risk-Taking Behavior

Third Quarter | 2013

13-009Manouchehr Tavakoli, David McMillan and Phillip J. McKnightThe Credit Crunch and Insider Trading

Second Quarter | 2013

13-005Leonidas Barbopoulos and John O.S. WilsonThe Valuation Effects of Earnout in Mergers and Acquisitions of Financial Institutions
13-006Solomon Y. Deku, Alper Kara and Philip MolyneuxExclusion and Discrimination in the Market for Consumer Credit
13-007Dimitris K. Chronopoulos, Hong Liu, Fiona J. McMillan and John O.S. WilsonThe Dynamics of US Bank Profitability
13-008Robert D. J. Anderson, John K. Ashton, Robert S. HudsonThe Influence of Product Age on Pricing Decisions: An examination of bank deposit interest rate setting

First Quarter | 2013

13-001John Goddard, Donal McKillop and John O.S. WilsonUS Credit Unions: Survival, Consolidation and Growth
13-002Ralf Barkemeyer, Frank Figge, Tobias Hahn, Andreas Hoepner, Andrea Liesen and Agnes L. NeherOperationalizing Socially Responsible Investment: A Non-financial Fiduciary Duty Problem
13-003José M. Liñares-Zegarra and Santiago Carbó-ValverdePayment Card Interchange Fees: Assessing the Effectiveness of Antitrust Investigations and Regulation in Europe
13-004Donal McKillop and Barry Quinn
Cooperative Traits of Technology Adoption: Website Adoption in Irish Credit Unions

Fourth Quarter | 2012

12-001José M. Liñares-Zegarra and John O.S. WilsonRisk Based Pricing in the Credit Card Industry: Evidence from US Survey Data
12-002Kais Bouslah, Lawrence Kryzanowski and Bouchra MzaliDoes Social Performance Affect the Risk of Financial Firms?
12-003John Goddard, Donal McKillop and John O.S. WilsonRegulatory Change and Capital Adjustment of Cooperative Financial Institutions
12-004Gbenga Ibikunle, Andros Gregoriou, Andreas G. F. Hoepner and Mark RhodesLiquidity and Market efficiency: European Evidence from the World’s Largest Carbon Exchange